logo-1
logo-2
  • Anadolu Hayat Emeklilik

For those planning their child's future today

Secure the future of your children between the ages of 0-15 today. Pay at least 1000 TL per month and use your savings to cover your child's education expenses or to better support them as they embark on life.

With this investment in your child’s future, you can start building a solid financial foundation for them. By making regular savings for your children aged 0-15 with the options provided by Anadolu Hayat Sigorta, you can aim to cover their education expenses or offer them stronger support in life.

This life insurance through BESVIP Insurance not only helps you achieve your financial goals but also paves the way for a secure future for your child. Take the opportunity to provide them with a brighter future as your savings grow, and don’t miss out on this chance!

Anadolu Hayat Emeklilik

Why Should I Choose?

Support your child to realize their dreams by investing in their future at an early age. Investment Insurance for My Child provides both security and savings.

  • Benefit from tax advantages.

  • Do not pay for expense share deductions.

  • You can save in Turkish Lira, US dollars, or Euros.

  • Receive discounted services at contracted healthcare institutions.

  • Secure your savings with life insurance coverage.

  • Utilize free emergency ambulance and health consultancy services in emergencies.

How much is the monthly entrance fee?

The minimum monthly premium for this product is 1000 TL or, according to your preference, at least 30 USD or 30 EUR. Payments in USD and EUR will be collected in TL based on the TCMB exchange rate on the payment date. Please note that the currency chosen at the start of the insurance cannot be changed later. You can increase your premium amount in line with your savings goal at policy anniversaries.

You can make premium payments on a monthly, 3-month, 6-month, or annual basis; using a credit card, automatic payment instructions, or in cash.

Information on Features and Benefits

The "Investment Insurance for My Child," which you can choose for children aged 0-15, allows you to save through regular investments while providing financial security for your child's future with the included life coverage. If you survive the insurance period, you will receive your profit-sharing savings in a lump sum at the end of the term.

In the event of the insured's death, the total profit share, along with the remaining amount after deducting expense shares from the paid premiums, will be paid to you.

You can determine the insurance period from 10 to 25 years, provided that the sum of your child's age and the insurance duration does not exceed 25 years.

We do not charge any expense share deductions from customers who purchase Investment Insurance for My Child.

The production cost deduction is 3% of the tariff premium for the first 10 years and 1% for additional payments.

If you withdraw, we apply deductions based on the surrender value. The deduction rates are as follows: 40% for the 1st year, 25% for the 2nd year, 20% for the 3rd year, 15% for the 4th year, and 10% for the 5th year. No deductions are applied if you withdraw in the 6th year or later.

For payments made for yourself, your spouse, and small children, you can deduct the full premium amount, up to 15% of the salary earned in the month of payment and not exceeding the annual gross minimum wage, from your income tax base. Thus, you can obtain a tax advantage ranging from 15% to 40% depending on your tax bracket for the month.

To benefit from the tax advantage, you need to submit the payment documents to your accountant if you are subject to income tax reporting; or to the relevant department of your company if you are an employee.

In emergencies, you can benefit from free ground ambulance and health consultation services provided by S.O.S. International Ambulance Service Inc.

For non-emergency situations, you can receive a 30% discount on ambulance services for yourself and your first-degree relatives in both emergency and non-emergency cases.

Frequently Asked Questions

Find out more about Investment Insurance for My Child.

Anyone who wants to save money and/or be covered against various risks in life can benefit from life insurance. Depending on the type of coverage and the product you choose, some products may require health conditions or age limits.

Yes, you can. Depending on the terms of your policy, the insurance company may request additional documentation from you.

Life insurance is a type of insurance where the insurance company pays a specified amount to the insured person or designated individuals in the event of the insured's death, critical illness, unemployment, total and permanent disability, or if the insured survives beyond the specified term of the contract, in exchange for a certain premium.

Life insurance not only provides security for you and your loved ones in case of unexpected events but also allows you to accumulate savings.

If you want to save money, you can choose life insurance products focused on savings. If your goal is to protect yourself and your loved ones against unexpected situations, you can choose life insurance products that include risk coverage.

Alternatively, you can also select insurance products that offer both savings and coverage to meet both needs.

Contact Form

You can contact us for details and questions about Investment Insurance for My Child.

    +90 532 379 17 05
    Open chat
    Do you need any help?
    Hello there👋
    How can we help you? I'm getting to work.