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  • Anadolu Hayat Emeklilik

For those who want to save with a high tax advantage

If you are between the ages of 16-70, look to the future with confidence by choosing this life insurance with no health conditions. Save for your future by paying at least 1000 TL per month.

With this life insurance, you can secure your savings while benefiting from the advantages offered by Anadolu Hayat Sigorta. Through the policies provided under Life Insurance, you can create a solid financial structure for the future of your loved ones.

Investments made through BESVIP Insurance also offer protection against unexpected situations. By saving a certain amount each month, you can maintain your standard of living and look to the future with confidence. Take advantage of this opportunity and take a step towards a secure future!

Anadolu Hayat Emeklilik

Why Should I Choose?

Whatever your age, occupation or health status, find a life insurance solution that suits you. Get the protection that best suits your needs with Life Insurance for Everyone.

  • Benefit from tax advantages.

  • Do not pay for expense share deductions.

  • Make your savings in Turkish Lira, US dollars, or Euros, as you wish.

  • Receive discounted services at contracted healthcare institutions.

  • Secure your savings with life insurance coverage.

  • Utilize free emergency ambulance and health consultancy services in emergencies.

How much is the monthly entrance fee?

The monthly premium amount for this product is at least 1000 TL or, according to your preference, at least 30 USD or 30 EUR. Payments in USD and EUR will be collected in TL based on the TCMB exchange rate on the payment date. Keep in mind that the currency chosen at the start of the insurance cannot be changed later. You can increase your premium amount according to your savings goal at your policy anniversaries.

You can make your premium payments monthly, quarterly, semi-annually, or annually via credit card, automatic payment instruction, or in cash.

Information on Features and Benefits

The Everyone's Life Insurance, available to everyone aged 16-70 without health conditions, offers growth potential on your regular investments while providing financial security with its life coverage. If you survive the insurance term, you will receive your profit-sharing accumulation as a lump sum at the end of the term.

In the event of the insured's death, the total profit share, after deducting expense shares from the paid premiums, will be paid to the legal heirs.

The insurance term is 10 years.

We do not charge an expense share deduction from customers who purchase Everyone's Life Insurance.

The production cost deduction is 3% of the tariff premium for the first 10 years, and 1% of additional payments.

In case of termination, a deduction is applied to the termination value. The deduction rates are: 40% in the 1st year, 25% in the 2nd year, 20% in the 3rd year, 15% in the 4th year, and 10% in the 5th year. After the 6th year, no deduction is applied upon termination.

For payments made for yourself, your spouse, and your young children, you can deduct the entire premium paid; 15% of the income you earn in the month you make the payment, and the annual gross minimum wage from your income tax base, as long as it does not exceed these limits. Thus, you will gain a tax advantage ranging from 15% to 40% depending on your tax bracket for the month.

To benefit from the tax advantage, simply submit the payment documents to your accountant if you are subject to income tax declaration, or to the relevant department of your company if you are a salaried employee.

In emergencies, you can benefit from the land ambulance and health advisory services provided by S.O.S. International Ambulance Services Inc. for free.

In non-emergency situations, you can use ambulance services with a 30% discount for yourself or for your first-degree relatives in all cases, emergency or non-emergency.

Frequently Asked Questions

Check out frequently asked questions about Life Insurance for Everyone.

Anyone who wants to save money and/or be covered against various risks in life can benefit from life insurance. Depending on the type of coverage and the product you choose, some products may require health conditions or age limits.

Yes, you can. Depending on the terms of your policy, the insurance company may request additional documentation from you.

Life insurance is a type of insurance where the insurance company pays a specified amount to the insured person or designated individuals in the event of the insured's death, critical illness, unemployment, total and permanent disability, or if the insured survives beyond the specified term of the contract, in exchange for a certain premium.

Life insurance not only provides security for you and your loved ones in case of unexpected events but also allows you to accumulate savings.

If you want to save money, you can choose life insurance products focused on savings. If your goal is to protect yourself and your loved ones against unexpected situations, you can choose life insurance products that include risk coverage.

Alternatively, you can also select insurance products that offer both savings and coverage to meet both needs.

Contact Form

Contact us to learn more about Life Insurance for All or to share your questions.

    +90 532 379 17 05
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